:root{--navy:#102038;--red:#6b1f2a;--gold:#c9a24b;--cream:#e8dcc0;--ink:#222;--paper:#f7f8fa;--line:#d9dee5}*{box-sizing:border-box}body,html{margin:0;padding:0;background:var(--paper);color:var(--ink);font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Helvetica,Arial,sans-serif}a{color:var(--navy)}.band{background:var(--navy);border-bottom:3px solid var(--gold);color:#fff}.wrap{max-width:1040px;margin:0 auto;padding:0 20px}.topbar{display:flex;align-items:center;gap:12px;height:64px}.topbar img{height:38px}.brand-word{font-size:20px;font-weight:800;letter-spacing:.2px}.brand-tag{font-size:11px;color:var(--gold);margin-top:-2px}.spacer{flex:1 1}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--navy);color:#fff;border:none;border-radius:8px;padding:11px 18px;font-size:15px;font-weight:600;cursor:pointer;text-decoration:none}.btn:hover{background:#16294a}.btn.gold{background:var(--gold);color:var(--navy)}.btn.ghost{background:#fff;color:var(--navy);border:1px solid var(--line)}.btn:disabled{opacity:.55;cursor:default}.card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:22px;margin:18px 0}.card h2{margin:0 0 14px;color:var(--navy);font-size:18px}.grid2{display:grid;grid-template-columns:1fr 1fr;grid-gap:14px;gap:14px}label{display:block;font-size:13px;font-weight:600;color:#46505e;margin:0 0 5px}input,select,textarea{width:100%;border:1px solid var(--line);border-radius:8px;padding:10px 12px;font-size:14px;font-family:inherit;background:#fff}textarea{min-height:220px;resize:vertical;line-height:1.5}.row{display:flex;gap:10px;flex-wrap:wrap;align-items:center}.muted{color:#6b7480;font-size:13px}.pill{display:inline-block;background:#eef1f5;border:1px solid var(--line);border-radius:999px;padding:3px 10px;font-size:12px;color:#46505e}.toggle{display:flex;border:1px solid var(--line);border-radius:8px;overflow:hidden}.toggle button{background:#fff;border:none;padding:9px 16px;font-weight:600;cursor:pointer;color:#46505e}.toggle button.active{background:var(--navy);color:#fff}.notice{background:#fff7ed;border:1px solid #f0d6a8;color:#7a5b1e;border-radius:8px}.err,.notice{padding:10px 14px;font-size:13px}.err{background:#fdecec;border:1px solid #f3b9b9;color:#8a1c1c;border-radius:8px}.hero{text-align:center;padding:64px 20px 36px}.hero img{height:96px}.hero h1{color:var(--navy);font-size:34px;margin:18px 0 6px}.hero p{color:#46505e;max-width:560px;margin:0 auto 22px}.footer{color:#8a93a0;font-size:12px;text-align:center;padding:30px 0 50px}